Americans living in Canada
US returns and FBARs alongside your Canadian return.
Cross-border tax · US & Canada
US–Canada cross-border tax, both sides in one place.
Cloud Accounting prepares US and Canadian tax returns for people and businesses with ties to both countries: Americans in Canada, Canadians with US income or property, snowbirds, people moving between the two, and Canadian owners of US companies. Both returns are prepared together by Di Lu, a CPA in both countries, so income, tax paid and credits line up.
Who it's for
Canadians with US income or property
US rental, business or investment income on both returns.
Snowbirds
Days in the US and the residency forms that follow.
Moving between countries
The year you leave one country and arrive in the other.
Canadian owners of US companies
The US company's filings and your Canadian reporting.
Behind on US filings
Missed US returns and FBARs for past years.
What we prepare
United States
- Form 1040 or 1040-NRYour US return, as a resident or nonresident.
- FBAR and Form 8938Reporting for Canadian bank and investment accounts.
- Canadian registered accountsRRSP, TFSA and RESP on your US return.
- Form 8840Closer connection statement for snowbirds.
Canada
- T1 returnYour Canadian return, with foreign tax credits.
- Form T1135Reporting for US property and accounts.
- Part-year returnsThe year you become, or stop being, a resident.
Your quote lists every return and form, in both countries, before work starts.
What it costs
Quoted for youAfter your consultation
Cross-border work is quoted after your consultation, based on the returns you need in each country.
$299 USD · 30 minutes
Hire us within 12 months and we’ll take $299 off your service bill.
Book a consultationHow it works
- 01
Book a consultation
A 30-minute video or phone consultation. Tell us what you need and what changed this year.
- 02
Get a clear quote
You see every return included and the fee before any work starts.
- 03
Share your documents
Upload them to the secure client portal, never by email.
- 04
Review and file
We walk you through the return and file it once you approve.
What to prepare
Bring what you have. Missing records can be part of the conversation.
- Where you have lived and worked, with the dates of any move.
- Your citizenship, green card or residency status in each country.
- Last year's US and Canadian returns, and any notices.
- Accounts, property and businesses in the other country.
Common questions
Short answers here. For your own situation, ask at a consultation.
Book a consultationDo I need to file in both countries?
Often, yes. US citizens and green card holders generally file US returns wherever they live, and income from one country often has to be reported in the other. We confirm what applies to you at your consultation.
Can you prepare both returns?
Yes. Preparing them together means the same income is reported consistently, and foreign tax credits are claimed on the right return.
Can I talk to you before I move?
Yes. Share your dates and plans. Planning before a move is usually simpler than fixing things after it.
How much does cross-border work cost?
It depends on the returns you need in each country. You get a quote after your consultation, before any work starts.
Guides on this topic
- Owning a company abroad: what US owners file
- US Company With a Foreign Co-Owner: LLC or Corporation?
- What a Foreign-Owned US C Corporation Files Each Year
- What a foreign-owned single-member LLC files with the IRS
- Foreign Partners: What a US Partnership Must Withhold and File
- Owning a US Company as a Nonresident: Types and Tax Effects
Show all 62 guides
- Missed Form 5472: Catching Up and Penalty Relief
- Paying Yourself From a US Company as a Non-Resident
- US Corporation Run From Abroad: Is All Profit Taxed?
- When Non-Residents Owe US Tax on Business Income
- Catching Up on Missed FBARs and Foreign Forms
- Exit tax when giving up US citizenship or a green card
- US Tax Returns for Americans Living Abroad
- Your First US Tax Return After Arriving or Getting a Green Card
- FBAR and Form 8938: Reporting Foreign Accounts to the US
- Reporting Foreign Income on a US Return
- Foreign mutual funds, ETFs and wealth products on a US return
- US Tax and Form 3520 on Gifts and Inheritances From Abroad
- Filing Jointly With a Nonresident Spouse
- US tax on renting or selling a home abroad
- US Sales Tax for Sellers Based Outside the US
- Am I a Canadian Tax Resident? Ties, Days and Treaties
- CRA Foreign Tax Credit Review: Proof and Denied Claims
- Does a foreign business need to register for GST/HST?
- Canadian Business in the US: Branch, Subsidiary or LLC?
- How Should a Canadian Own US Property?
- US Business Entering Canada: Branch or Subsidiary?
- Canadian resident doing US business: which structure fits?
- US Citizen Owning a Canadian Corporation: IRS Tax Rules
- Canadian Corporation Selling to the US: Must It File?
- Canadian Founders Selling US Startup Shares
- Canadian Freelancer With US Clients: What to File
- Canadian Owner of a US C Corporation: What to File
- Canadian Owner of a US LLC: What to File in Each Country
- Canadian Partner in a US LLC: Withholding and Returns
- Missed US Returns for a Canadian Corporation: Too Late?
- Moving Between Canada and the US With a Company
- Pricing Between Your Canadian and US Companies
- US Tariffs and Duties: Books and Tax for Canadian Sellers
- US Bank Account for a Canadian Corporation: What to Report
- US Tax Withheld From a Canadian: Claim or Refund?
- Filling Out Form W-8BEN-E for a Canadian Corporation
- Canadian owner of a US company: how payouts are taxed
- Sending Canadian Employees to Work in the US
- Withholding on a US Business's Work in Canada
- How do Americans in Canada file taxes in both countries?
- How does the IRS treat RRSPs, TFSAs and other registered plans?
- Selling US Property as a Canadian: FIRPTA and Tax Returns
- US Rental Property Owned by a Canadian: Annual Tax Filings
- How to catch up on missed US tax returns while living in Canada
- Moving from Canada to the US: Tax Steps in Both Countries
- Moving from the US to Canada: Tax Steps in Both Countries
- Settling a Canadian Estate With US Assets
- Do winter stays in the US make a Canadian a US tax resident?
- RSUs and Pay After a Canada–US Move
- US HSAs and 529 Plans After Moving to Canada
- 401(k) and IRA in Canada: Tax and RRSP Transfers
- Do You Need Help Filing US and Canadian Tax Returns?
- Living in Canada, Working for a US Employer: Where You Pay Tax
- Canadian Sellers With US Inventory: State and Treaty Tax Rules
- US Sales Tax on Software and SaaS Sold from Canada
- US Sellers With Canadian Inventory: Tax and GST/HST
Official sources
- IRS: International taxpayersOfficial starting points for international individual and business tax topics.
- CRA: International and non-resident taxesOfficial starting points for people and businesses with international or non-resident tax questions.
Use these for background; they do not replace advice on your situation. Links checked .
Book a consultation
$299 USD · 30 minutes
Hire us within 12 months and we’ll take $299 off your service bill.
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